Secura
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified public guidance indicates SECURA is currently focused on commercial, farm, specialty, agribusiness, nonprofit, and special event business distributed through independent agents in 13 states. Public-facing materials do not provide a detailed open appetite/declination bulletin; SECURA states that appetite guides, sell sheets, hit lists, forms, and questionnaires are available inside AgentLink for appointed agents. Publicly promoted target segments include building and office risks, contractors, hospitality, manufacturing, nonprofits, professional services, retail, sports and recreation, agritainment, and a broad farm appetite ranging from small family farms to large livestock, grain, produce, and other complex farm operations. Coverage offerings shown publicly include property, liability, workers’ compensation, umbrella (farm), commercial auto, inland marine, cyber, D&O, EPLI, and E&O. Geographic footprint is 13 states: Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Dakota, Pennsylvania, and Wisconsin; SECURA notes not all lines are available in all states, so state/product availability should be confirmed with the assigned sales manager or underwriting team. Important change versus older line lists: SECURA exited Personal Lines; effective November 1, 2023 it stopped accepting new home and auto clients, and it stated existing Personal Lines would be fully exited by December 31, 2025. Accordingly, Home should be treated as no longer an active target line despite historical references. Submission and producer workflow notes: SECURA works through appointed independent agents; onboarding is led by the sales manager, Agency Tech Support sets up AgentLink access, and underwriters contact newly appointed agencies to review submissions. For small business commercial and specialty business, SECURA BizLink is the online rating platform; farm uses a separate desktop rater requiring Windows PC. AgentLink contains rating systems, appetite guides, forms/questionnaires, agency reports, and policy/account details. Producer support features called out publicly include risk management consultations/resources, a workers’ compensation nurse hotline, CE/training through SECURA Academy, commission/claims downloads and eDocs depending on management system, and claims contact within 24 hours after loss notice. Because no public declination list or formal submit-business rules were verified on the open website, restricted or declined classes beyond the Personal Lines exit are not specifically confirmed and should be validated in AgentLink or with SECURA underwriting.