Secura
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
SECURA currently publishes agent-facing guidance through its Agent Welcome/AgentLink ecosystem rather than a public standalone appetite or underwriting guide. The verified public guidance indicates SECURA distributes through independent agents and houses hit lists, appetite guides, sell sheets, forms, questionnaires, and online raters inside AgentLink for appointed agencies. Publicly stated target business includes commercial, farm, specialty, nonprofit, and event exposures, with trade-specific business programs for industries such as contractors, manufacturing, hospitality, retail, building/office, professional services, sports and recreation, agritainment, wineries, and commercial daycare. Commercial property messaging emphasizes businesses of all sizes and customized solutions; contractor messaging lists a broad range of classes including carpentry, concrete, electrical, flooring, glass/glazing, fire suppression, drainage, fence installation, alarm installation, custom farming, asphalt, agricultural equipment installation, and commercial general contractors. Workers’ compensation remains an active line with nurse hotline and risk-management support. Geography is limited to 13 states: Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Dakota, Pennsylvania, and Wisconsin. Important change versus older product assumptions: SECURA announced it exited the Personal Lines market; effective November 1, 2023 it stopped accepting new home and auto clients, and completed the exit by December 31, 2025, so Home should be treated as no longer an active target line despite historical availability. No public page was found that clearly lists declined or restricted classes; those details appear to be controlled in AgentLink appetite guides for appointed agents. Submission and producer notes: business is sourced through local independent agents; new agencies can inquire via the appointment page; after appointment, Agency Tech Support contacts the AgentLink administrator, provides setup/training, and supports raters, downloads/eDocs, reports, and access to submission resources. SECURA also directs agents to underwriters and sales managers for submission review and appetite questions. Practical takeaway: position SECURA primarily for regional commercial/farm/specialty opportunities in its 13-state footprint and confirm class-specific eligibility, restrictions, and umbrella appetite inside AgentLink or with the assigned underwriter before submission.