Florida Specialty Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Public regulatory and trade sources show Florida Specialty Insurance Company (FSIC) was placed into receivership and found insolvent by the Florida Office of Insurance Regulation in 2019, with its in‑force homeowners and related personal residential policies moved or cancelled as part of the liquidation process. The company is no longer an active homeowners carrier and no current producer, agent, or underwriting-guideline site is published for new business or renewals. Operationally, you should treat FSIC as a liquidated / non‑market carrier: - Do not submit any new business, rewrites, or change requests to FSIC. - Do not represent FSIC as an available market for homeowners, mobile home, or any other personal residential risk in Florida. - Existing historical FSIC policies (if any are still appearing in management systems) should be treated as legacy/expired and re‑markedeted to active carriers in line with your brokerage’s current Florida property strategy. - For any orphaned or legacy claims/receivership issues, follow Florida Department of Financial Services / Division of Rehabilitation & Liquidation instructions rather than normal carrier underwriting or producer channels. Because the company is in liquidation, there are no valid current preferred, restricted, or declined risk classes, no geographic appetite, and no submission rules or broker instructions beyond standard receivership/estate procedures. Use alternative active Florida homeowners markets for all placement decisions.