Florida Specialty Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No current underwriting, appetite, producer, broker, or submission guidance could be verified from an active official carrier website because Florida Specialty Insurance Company is no longer an operating market. Official Florida Department of Financial Services receivership records show the company was ordered into liquidation on October 2, 2019, and all policies were cancelled effective November 1, 2019. The DFS company detail page states FSIC wrote personal property insurance in Florida for homeowners, condos, renters, and manufactured homes, but it does not provide any active appetite or new-business submission path. Operationally, treat this carrier as closed to new and renewal business with no current preferred classes, no active geographic appetite, and no producer submission channel. For legacy servicing context only, Citizens Property Insurance Corporation published a 2019 transition guide for Citizens-appointed agents handling former Florida Specialty risks; that guide required binding before the original FSIC expiration, limited edits to prefilled risk data during conversion, required a Statement of No Loss for certain bound policies, and required premium to post for policy issuance. However, that document was a one-time runoff/transition procedure, not current carrier underwriting guidance. Broker/producer takeaway: do not submit new home business to Florida Specialty Insurance Company; route any historical policyholder, claim, refund, or receivership questions to the Florida DFS receivership process and related guaranty-association instructions.