Anchor Property & Casualty Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Official website and agent portal indicate Anchor Property & Casualty is not currently writing new Florida business for its FL Premier Homeowners and Dwelling Fire programs. The only verified underwriting guide located is the legacy Florida Home Manual dated 08/2018, so current appetite should be treated as closed/new business unavailable rather than actively open for submission. Historically, the manual reflects a Florida personal lines homeowners focus with HO-3, HO-4 and HO-6-related rating/endorsement content, plus options for seasonal/secondary residences, permitted incidental occupancies, structures rented to others on the residence premises, sinkhole coverage, water backup, equipment breakdown, animal liability, golf cart coverage, and selected scheduled/increased personal property limits. Geographic notes in the manual distinguish coastal versus inland counties for certain coverages such as pool cages, screen enclosures and carports, with coastal counties defined as those exposed to major bodies of tidal water. Restricted/ineligible indicators verified in the manual include risks with more than two golf carts being ineligible; no base hurricane coverage for pool cages, screen enclosures, and carports unless separately purchased; and product mechanics suggesting eligibility/rating controls for secondary/seasonal risks, townhouse/row house risks, no-prior-insurance risks, and water damage limitation options. Submission/producer guidance currently available is operational rather than new-business oriented: agents access business through the Anchor/Stingray login portal, but the portal expressly states the carrier is no longer writing Florida business and directs policy servicing questions to customer service at 877-382-9169. Broker/producer note: use the manual only as historical reference for legacy policy structure/endorsements; do not market as open appetite unless the carrier separately confirms reopening or a new state/program. No newer official appetite or producer submission page was verified on the official domain.