Inter-Americas Insurance Corporation
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No formal public underwriting, appetite, or producer submission guide is published online for Inter-Americas Insurance Corporation (IAI) or its administered carrier, Casualty Underwriters Insurance Company (CUIC). Available official information describes IAI as an administrator and marketer of CUIC personal lines auto business, headquartered in Wichita, Kansas, and not as a retail carrier with a posted risk‑selection guide. Preferred / target business: - The site confirms IAI provides administrative and marketing services for CUIC personal lines auto business, but does not define specific preferred classes, driver profiles, or vehicle types. - No explicit segmentation (standard vs. non‑standard auto, SR‑22, etc.) or program‑level appetite is stated. Restricted or declined classes: - No online lists of prohibited vehicle types, driver characteristics, or usage classes (e.g., commercial, rideshare, high‑performance) are provided. - No mention of ancillary lines (homeowners, umbrella, life, or health) offered directly by IAI/ CUIC, so assume no appetite guidance there without program‑specific materials from the carrier or a program sponsor. Geographic notes: - IAI is headquartered in Kansas and administers CUIC personal auto business; the public site does not publish a state map or territory list for current CUIC writings. - Third‑party directories indicate CUIC/IAI have historically written property/casualty in multiple states, but these are not confirmed or updated on the official site and should not be treated as binding underwriting territory guidance. Submission requirements / process: - The public site has navigation for “Agents,” but as of the latest crawl it does not expose detailed producer manuals, application requirements, or submission workflows without log‑in. - No public instructions are given regarding ACORD vs. proprietary applications, required supporting documents, or binding authority; these are likely contained in secure producer materials distributed directly to appointed agencies. Broker / producer notes: - The website’s emphasis is that IAI administers and markets CUIC business; producers would typically interface with IAI as program administrator for CUIC auto, but there is no open guidance on appointment criteria, production thresholds, or commission structure. - There are no published special instructions on E&S vs. admitted placement, use of wholesalers, or brokerage vs. direct appointment. Operationally, treat IAI/CUIC as an administrator‑driven personal auto program with no usable public underwriting guide. For live placement or appetite confirmation, an underwriter or producer should rely on non‑public program manuals, producer agreements, or direct contact with IAI rather than the website.