Republic Group
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Direct, current homeowner underwriting or appetite guidance for “Republic Group” (the historic Dallas‑based P&C group once active in personal lines/homeowners) is not available on any official Republic‑branded site. Public information indicates that Republic’s personal lines business (including homeowners) renewal rights in several states were transferred to Safeco/Liberty Mutual in 2020, and subsequent web presence now points to Republic Insurance Group as a specialist/wholesale platform, not a standard personal lines homeowner carrier. Because there is no accessible, official Republic Group producer/agent portal, underwriting manual, or appetite guide specific to homeowners, there are **no verifiable current guidelines** for preferred, restricted, or declined homeowner classes, no current geographic appetite statements, and no submission or broker‑handling instructions that can be operationally relied on for new home business today. Operational implications for brokers: - Treat the historical “Republic Group” homeowners program as **inactive or transitioned** rather than an actively marketed standard home product. - For in‑force Republic home policies, follow the instructions on the policy jacket or declarations page (billing, service and claims phone numbers) and any attached notices regarding renewal or assumption by another carrier; do not assume new business can be bound. - For new home submissions, place business with currently active markets; do **not** represent that Republic Group is accepting new homeowner risks absent written confirmation from an underwriter or current program administrator. - If you have access to a Republic‑branded program via a wholesaler/MGA or cluster, rely on that intermediary’s most recent program‑specific guidelines and binding authority; they are likely using another paper (e.g., Safeco/Liberty or other AmTrust‑related paper) even if the program is marketed with a legacy "Republic" trade name. Because no authoritative Republic Group personal‑lines/home underwriting guide is available online, all class, territory, and submission rules must be confirmed directly with the current servicing carrier or program underwriter before quoting or binding.