National Flood Services
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official guidance is limited and appears oriented to agents using Taurus/Odyssey rather than a public carrier appetite bulletin. Current published materials indicate a flood-focused platform supporting quoting, binding, servicing, claims, and policy management for NFIP and Private Flood products. Preferred business: flood submissions placed through the Odyssey agent platform, including NFIP and private flood opportunities for property owners and agents. The site highlights access to flood resources, policy forms, compliance/underwriting documents, training materials, and live support for agents. Restricted/declined classes: no public class-by-class underwriting appetite, prohibited occupancies, or explicit decline list was found on verified public pages. Geographic notes: U.S. flood business context is implied, with NFIP/WYO emphasis and nationwide service resources; no state-specific eligibility or coastal/inland restrictions were publicly posted on the verified pages reviewed. Submission requirements: agents are directed to sign in to the Odyssey Agent Portal to quote new business, manage policies, submit claims, and access training/resources; public resources include FEMA flood manuals/forms and flood claim guidance. Broker/producer notes: the agent page promotes additional portal-only tools such as customizable forms, training materials, advanced reporting, and live expert support; the login page provides support phone number 800-637-3846 and references carrier selection within the portal. Overall, no standalone public underwriting appetite guide or submit-business bulletin was verified, so operationally this refresh should be treated as portal-based flood submission guidance rather than a detailed published underwriting manual.