Falcon Insurance Company - TALON Financial Group
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Falcon Insurance Company, part of TALON Financial Group/Falcon Insurance Group, publicly positions itself as a non-standard personal auto carrier. Published materials emphasize insuring drivers regardless of driving record, including drivers without prior insurance and drivers needing SR-22 financial responsibility filings. The carrier highlights simple, cost-effective auto insurance, flexible payment terms (monthly, semiannual, annual), and common consumer discounts such as homeowner, multi-vehicle, transfer, and paid-in-full. No official public appetite guide or class-by-class underwriting manual was found on the carrier site. Based on verified public pages, preferred business appears to be personal auto risks in the non-standard segment, especially drivers with imperfect records, prior-lapse/no-prior-coverage situations, and SR-22 needs. Geographic footprint shown on official pages is Arizona, Colorado, Illinois, Indiana, Oklahoma, Texas, and Utah, with state-specific underwriting email contacts for those same states. Restricted or declined classes are not publicly detailed on verified official pages, so producers should treat any class, vehicle, usage, or driver disqualifications as referral items to underwriting rather than assuming acceptability. Submission/producer notes available publicly are limited: business is distributed through independent agents, the company states it has a network of 2,900+ partner agents, and prospective agents are directed to request information or apply online through the Become an Agent page. For broker/producer operations, the clearest verified instruction is to use the state-specific underwriting contacts (AZ, CO, IL, IN, OK, TX, UT) during Monday-Friday, 8:00 AM-6:30 PM Central Time, and to route marketing/appointment inquiries to Marketing@FalconInsGroup.com. Overall, current public guidance supports Falcon as a regional independent-agent, non-standard personal auto market with underwriting handled by state-specific teams rather than through a published online appetite bulletin.