Falcon Insurance Company - TALON Financial Group
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official guidance is limited and appears oriented to personal auto distributed through independent agents. Falcon publicly emphasizes auto policies, agent-assisted quoting, standard personal auto coverages, full coverage options for financed/leased vehicles, and SR-22 support information for insureds. No formal public underwriting appetite guide or class-by-class risk matrix was found. Geographic footprint shown on official agent pages includes Arizona, Colorado, Illinois, Indiana, Oklahoma, Texas, and Utah, with separate underwriting contacts by state, indicating a regional/state-specific underwriting model. Submission and distribution appear to be agency-only: business is sold through independent agents, consumers are directed to find an agent or call underwriting for agent referral, and prospective agencies must apply for appointment. Producer onboarding requires detailed agency information including state of business, license number/expiration, top auto carriers represented, commission/volume/loss ratios, comparative rater, E&O coverage, IVANS details, and background/compliance questions. Notable broker/producer instructions: appointment inquiries go through the agency application/contact process; underwriting hours are Monday-Friday 8:00 AM-6:30 PM CT; state-specific underwriting emails are published for AZ, CO, IL, IN, OK, TX, and UT. No verified public list of preferred vehicle/use classes, restricted or declined classes, driver eligibility rules, binding authority, or required submission documents beyond the agency appointment process was found on official pages.