Permanent General Assurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Official producer-facing guidance located on The General’s Independent Agents page indicates a personal auto program built for independent agents and aimed at a broad/non-standard segment, including drivers with complex driving histories and customers with international licenses. The site emphasizes affordable rates, flexible pay plans, discounts, bilingual support, training, marketing materials, a dedicated sales team, and 24/7 policy service for insureds. No public-facing formal appetite guide or detailed class-by-class underwriting manual was located on the verified official site. Current published positioning suggests preferred business includes personal auto risks that may be harder to place in standard markets, especially drivers with prior violations/complex records and international-license customers. Geographic/product terms vary by state and program; the site states coverages, benefits, payment plans, rates, savings, and product offerings are subject to verification and may vary by state/program. The General also publicly states that commercial auto inquiries are referred to Progressive Commercial/partner placement rather than written directly on this consumer-facing page. Submission/appointment expectations for producers: agencies must request appointment through the online form, and existing agents sign in through the agent portal. Public producer materials highlight support resources rather than detailed eligibility rules. Related official appointment/agreement materials additionally indicate business is subject to company underwriting rules and regulations, agents/brokers may not submit classes of risk not permitted under those rules, and binding authority is limited by company guidelines; however, those materials do not provide a current public appetite matrix. Practical broker takeaway: use for hard-to-place personal auto/non-standard consumers, verify state availability and discount/document requirements at quote time, and expect formal underwriting eligibility/details to be controlled inside appointed-agent procedures rather than on a public appetite bulletin.