Orion
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Orion is a wholesale-focused MGA for management and professional liability risks, distributing through wholesale partners and selected broker relationships. Core published appetite remains management liability for public companies, private companies, and not-for-profit entities, with up to $10M capacity available on a primary or excess basis. The published appetite sheet highlights targeted industries including bitcoin mining, blockchain, cannabis, casinos, chemical manufacturing, energy/O&G, food and beverage, healthcare, hemp/CBD, pharmaceuticals, retail/hospitality, semiconductor/electrical, software/high-tech, and sports/eSports. Orion also expressly markets willingness to consider hard-to-place exposures such as deSPAC, direct listing, foreign SEC filers, IPO, reverse merger, uplisting, unicorn, standalone ERP, ESOP, and mid-term excess. Restricted classes called out on the appetite sheet are Financial Institutions and REITs; however, the current applications page now includes a dedicated Financial Institutions new business application plus Real Estate Fund and Family Office supplemental applications, indicating FI business is being actively developed and should be treated as a specialized submission requiring the correct FI forms and likely underwriting referral rather than standard management liability appetite. Published website materials do not provide a detailed state-by-state geography guide or a formal decline list beyond the restricted classes noted above. Submission guidance is form-driven: Orion provides separate public, private, not-for-profit, and financial institution applications, plus line-specific supplemental forms for D&O, EPLI, and Fiduciary, and sample policies. Producer instructions emphasize using the correct entity-specific forms and contacting Orion if classification is unclear. Broker-facing notes: Orion states it works with dedicated wholesale distribution partners, supports retail and wholesale broker relationships, and positions itself for tailored/complex placements rather than template business. Practical submission package should include the applicable new business or renewal application, relevant D&O/EPLI/Fiduciary or FI supplemental forms, and enough detail to classify entity type and exposure profile, especially for complex public, pre-IPO, deSPAC, ESOP, family office, fund, or other specialty risks.