Orion
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Orion is a U.S. wholesale-focused MGA/MGU offering management and professional liability solutions for public companies, private companies, not-for-profit entities, and financial institutions. Core published products are D&O, EPLI, Fiduciary, Financial Institution D&O/E&O, and Commercial Crime, with applications also indicating availability for Employed Lawyers, Advisor Professional Liability, and Fund Professional Liability. The appetite piece currently published states Orion can deploy up to $10M capacity on a primary or excess basis and works through dedicated wholesale distribution partners. Preferred and actively targeted business includes public, private, and nonprofit management liability accounts plus targeted industries such as bitcoin mining, blockchain, cannabis, casinos, chemical manufacturing, energy/O&G, food and beverage, healthcare, hemp/CBD, pharmaceuticals, retail/hospitality, semiconductor/electricals, software/high-tech, and sports/eSports. Orion also specifically markets to hard-to-place public company and management liability exposures including deSPAC, direct listing, foreign SEC filers, IPO, reverse merger, uplisting, unicorn, standalone ERP, ESOP, and mid-term excess opportunities. Published restrictions/declinations are limited, but the appetite PDF explicitly labels Financial Institutions and REITs as restricted classes; because Orion also has a dedicated Financial Institutions page, this appears to mean FI risks are controlled/specialty submissions rather than broad standard appetite, so treat FI and REIT business as referral-only or subject to tighter underwriting review. The Financial Institutions page shows appetite for asset and wealth managers, RIAs, trust companies, private wealth advisors, family offices, broker-dealers, independent contractor networks, and trading firms, and references E&O exposures such as trade execution, loan servicing, payment processing/ACH, custody, lending, and advisory operations. Geographic notes are not extensively published; operations appear U.S.-based and the public-company appetite expressly includes foreign SEC filers, indicating willingness to consider certain international-facing or U.S.-listed exposures. Submission requirements are best handled through Orion’s applications resource center, which provides entity-specific new business and renewal applications for public companies, private companies, not-for-profits, and financial institutions, plus supplemental apps for D&O, EPLI, Fiduciary, Family Office, Mutual Fund, Real Estate, Wage & Hour EPLI, Commercial Crime, Higher Limits Warranty, and No Known Loss. Broker/producer notes: Orion states it services dedicated wholesale distribution partners and describes itself as wholesale focused; brokers should expect to submit through wholesale channels, use the posted forms, and contact Orion for form/classification guidance at info@orion-ins.com. Practical takeaway: pursue management liability accounts with complex or hard-to-place profiles, especially public/private/NFP D&O with accompanying EPLI/Fiduciary needs, but flag REITs and FI risks for referral and use the dedicated FI application/supplementals where applicable.