Elements Property Insurance Company (EPIC)
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No current official underwriting, appetite, producer, broker, or submission guidance could be verified on the carrier’s public website. The verified website is active, but no accessible official page was found that publishes present-day risk appetite, preferred classes, restricted or declined classes, eligibility rules, geographic limits, or submission instructions. Official/public records indicate Elements Property Insurance Company was a Florida personal residential property carrier focused on homeowners business and participated historically in Citizens depopulation activity, including approval to remove selected personal residential policies from Citizens and approval for up to 60,000 personal residential take-out policies. Public Florida records also show the company/entity status as inactive and historical Florida licenses with expirations in 2019, so any legacy underwriting information should be treated as historical only and not relied on for current placement. Operationally: no verified current preferred-business profile, no verified current county/coastal appetite, no verified current decline list, and no verified current submission requirements or broker instructions were located from official carrier sources. Broker action: confirm directly with the carrier or appointed distribution contact before attempting submission, and treat EPIC as not having a currently verifiable public appetite guide.