Carrier Appetite / MutualAid eXchange
Carrier Appetite Detail

MutualAid eXchange

Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.

Reviewed Mar 23, 2026
Last Changed Mar 23, 2026
Country United States

This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.

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Farmowners Home
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Carrier appetite summary

MutualAid eXchange (MAX) is in court-ordered liquidation and no longer operates as an active underwriting carrier. The District Court of Shawnee County, Kansas entered a Judgment, Decree and Order of Liquidation with Finding of Insolvency against MutualAid eXchange on August 22, 2023. All MAX policies were ordered canceled no later than the earliest of 30 days from the liquidation order date, the natural expiration date, or the date replacement coverage was secured with another carrier. As a result, there is no current homeowners or farmowners underwriting appetite, no ability to bind or renew coverage, and no active producer submission process for MAX business. Existing claims and unearned premium obligations are being handled through state guaranty associations and the court‑supervised liquidation estate, not through standard underwriting channels. Agents should not submit new business, rewrites, or endorsements to MAX and instead must place property risks with alternative carriers. Any remaining policyholder or claim issues are directed to the liquidator via the contacts and Proof of Claim process on the MAX liquidation notice page, but this is strictly for runoff and estate administration, not new or renewal underwriting.