St. Johns Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
St. Johns Insurance Company is no longer an active homeowners carrier and is not writing or renewing any business. The Florida Second Judicial Circuit Court ordered the company into receivership for purposes of liquidation on February 25, 2022, with all Florida policies canceled effective March 1, 2022.([myfloridacfo.com](https://myfloridacfo.com/division/receiver/companies/detail/557?utm_source=openai)) The Florida Department of Financial Services is the court‑appointed receiver, and claim handling has been transferred to the appropriate state guaranty associations (Florida and South Carolina) for covered claims.([myfloridacfo.com](https://myfloridacfo.com/division/receiver/companies/detail/557?utm_source=openai)) Operational impact for brokers/producers: - No new submissions, quotes, renewals, endorsements, or rewrites can be placed with St. Johns; the carrier has no active underwriting appetite or guidelines in force. - All prior homeowners (and related property) policies were canceled as of March 1, 2022, and replacement coverage was arranged with Slide Insurance Company for many policies effective the same date, subject to Slide’s own underwriting rules and eligibility.([myfloridacfo.com](https://myfloridacfo.com/division/receiver/companies/detail/557?utm_source=openai)) - Any open or future claims under former St. Johns policies must follow the receivership/guaranty association instructions; producers should direct insureds to the Florida Department of Financial Services Receiver page and relevant guaranty association FAQs for claim and billing questions.([myfloridacfo.com](https://myfloridacfo.com/division/receiver/companies/detail/557?utm_source=openai)) Because the company is in liquidation, there are no current preferred, restricted, or declined risk classes, no geographic appetite, and no submission requirements to summarize for new or renewal business. All prior commercial and homeowners underwriting materials are effectively obsolete and should not be used for placement decisions. Producers should instead follow the underwriting guidelines of any assuming/replacement carriers (e.g., Slide) when placing accounts that were formerly with St. Johns.