CIG (Capital Insurance Group)
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No verified public official underwriting/appetite guide for CIG Home was found on the carrier’s public site. Based on verified official CIG materials, CIG is a Western U.S. regional property/casualty carrier operating across a five-state footprint: California, Arizona, Nevada, Oregon, and Washington. Personal Lines posted strong growth in 2025, driven by independent-agent new business and high retention, which supports that Home remains an active target line, but CIG does not publicly publish detailed preferred-home characteristics, occupancy/construction preferences, brush/wildfire restrictions, protection-class parameters, age/value limits, or explicit declined classes on the pages verified in this refresh. Geographic/wildfire context is important: CIG publicly highlights ongoing commitment to Western markets, including California and Paradise, CA, and references catastrophe/risk-management support; however, no public Home-specific county/ZIP restrictions or FAIR Plan interface rules were found. Submission/producer notes available from official sources are limited but indicate a distribution model centered on independent agents and ongoing agency-partner engagement through advisory boards, agency council/open house activity, and field/regional support. Operationally, treat CIG Home as agent-driven business in its Western footprint and expect underwriting requirements, class eligibility, CAT/wildfire screening, and document expectations to be controlled through appointed-agent or portal resources rather than public pages. Broker/producer instruction noted from official portal materials: policy/account access requires exact policy number formatting and client account verification, and technical support/billing support contacts are provided through CIG web applications. Because no verified public Home underwriting guide was found, restricted/declined classes and formal submission requirements should be confirmed directly with CIG underwriting or appointed producer resources before quoting or marketing.