Personable General Insurance Agency
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No current, carrier-issued underwriting or appetite guide for Personable General Insurance Agency, Inc. could be located from official websites or producer portals. Public references indicate that Personable operates (or operated) as a managing general agency / specialist program underwriting manager with a focus on non‑standard personal auto, including in states such as California, Georgia, Florida, and Texas, but these sources do not provide authoritative, up‑to‑date underwriting rules or producer submission instructions. Because there is no verifiable official underwriting or appetite document available: • Preferred / target business: Not published. Historically, Personable has been described as a non‑standard auto MGA, implying a focus on higher‑risk personal auto segments (e.g., drivers with violations, lapses, or SR‑22 needs), but specific target classes, vehicle types, or driver profiles are not documented in official guidelines. • Restricted / declined classes: Not published. No official lists of prohibited vehicle types, drivers, usage (e.g., ride‑share, delivery), or prior loss thresholds could be found. Any assumptions from historical non‑standard auto market norms would be speculative and should not be relied on operationally. • Geographic scope: Third‑party and regulatory documents indicate Personable has written or administered non‑standard auto programs in several U.S. states (variously citing California, Georgia, Florida, Texas, and broader multi‑state footprints via affiliated carriers), but they do not present a definitive, current state list or territorial appetite by program. Treat current state eligibility as unknown and confirm via your market rep or any active program bulletin rather than these legacy references. • Submission / producer requirements: Not published. No active producer portal, appointment, or "how to submit" instructions are available from an official Personable or parent‑company site. There is no visible current guidance on upload vs. comparative rater, required documents (MVRs, photos, prior dec pages), or binding authority, and no current producer manual could be verified. • Broker / producer notes: Not published. There are no official communications specifying commission structures, production expectations, cancellation/non‑renewal protocols, or remarketing guidelines. Operational guidance: Treat Personable General Insurance Agency as having no accessible, authoritative public underwriting guidance at this time. Do not rely on legacy third‑party descriptions (directory listings, PE deal summaries, or old press releases) as current rules for risk selection or state availability. If you believe you have an active appointment or program under the Personable name or a related brand, you should: 1) Use your internal carrier/agency portal or contact your market representative to obtain the current program guide and underwriting manual. 2) Confirm active states, eligible classes, and any moratoriums or program suspensions before quoting or binding. 3) Follow your agency’s internal compliance procedures for MGAs whose public‑facing guidelines cannot be independently verified. Until official documentation is provided directly by the carrier/MGA or an authenticated portal, treat appetite and rules for Personable as unknown and subject to direct confirmation on each risk.