General Casualty
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
General Casualty appears to operate today as part of QBE North America rather than as a standalone underwriting site. The legacy generalcasualty.com site could not be verified as live, while QBE identifies General Casualty Company of Wisconsin and General Casualty Insurance Company as QBE entities. For underwriting guidance, the clearest current official appetite published under this carrier family is QBE’s Programs pages. For Workers Compensation, QBE states it writes primary workers’ compensation on a guaranteed-cost-only basis, with capacity in 47 non-monopolistic jurisdictions, targeting small to large accounts under $1M premium, low- to moderate-severity classifications, and a target footprint of 35+ states. This indicates a preference for cleaner, lower- to moderate-hazard WC business rather than high-severity or difficult classes. For casualty/package business, QBE’s published GL appetite emphasizes short- to medium-tail risks and light- to medium-hazard exposures, with examples including commercial artisan contractors, commercial agriculture, condo associations, and habitational risks; capacity shown is primary up to $1M with umbrella up to $5M. Geographic/licensing notes: QBE states General Casualty Company of Wisconsin is authorized in all states, DC, and Puerto Rico, while General Casualty Insurance Company is authorized in a more limited midwestern/eastern footprint; QBE’s GL page also notes surplus lines eligibility in DC and all states except North Dakota. No current official public appetite page was found for Home or Boat/Watercraft specifically under the General Casualty brand, so those personal-lines products appear to be legacy/consumer references rather than actively published standalone underwriting guidance. Submission/broker notes: the available QBE pages are oriented to program administrators/producers and use contact-led submissions rather than public instant-bind instructions; there were no detailed public class-by-class declinations, required supplement lists, or broker submission checklists on the verified pages reviewed. Operationally, treat General Casualty as a QBE paper/family relationship, use QBE program contacts for current placement direction, and expect underwriting interest to center on standard-to-better hazard profiles for WC and GL rather than distressed or highly hazardous business.