Century National Insurance (Kramer-Wilson Company)
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No verified official underwriting, appetite, producer, broker, or submit-business page for Century National Insurance (Kramer-Wilson Company) was located on the carrier’s official website during this refresh. The official website could not be reliably fetched, and search discovery did not surface a confirmed public producer/appetite page on cnico.com. Based on secondary references only, Century-National is associated with personal lines with Homeowners/Dwelling Fire described as a core segment, but those references are not sufficient to treat any detailed class, eligibility, geographic, or submission rules as verified current underwriting guidance. Operationally: treat Home as an acknowledged line, but do not assume open appetite, wildfire acceptability, protection-class tolerances, age-of-home/roof rules, vacancy limits, brush or coastal restrictions, or binding authority without direct carrier confirmation. Geographic notes: California appears to be the principal market referenced externally, but no official current territory or county guidance was verified. Submission requirements: no official public instructions for broker submission, required supplements, inspection expectations, loss-history thresholds, or producer portal workflow were verified from carrier sources. Broker/producer notes: because no official public appetite page was confirmed, brokers should obtain current eligibility, CAT/wildfire stance, inspection triggers, and any moratorium or binding restrictions directly from the carrier or appointed representative before quoting or submitting.