Motor Transport Mutual RRG
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Motor Transport Mutual RRG is currently presenting itself as a niche transportation insurer focused on long haul trucking. Published appetite indicates support for owner-operators through fleets of any size, with specific mention that 1 to 10 vehicles typically receive a 24-48 hour quote turnaround and larger fleets/accounts are referred to the underwriting team. The carrier states there is no time-in-business requirement and that it supports long haul trucking operations hauling non-hazardous commodities. Coverage published is Commercial Automobile Liability at a $1,000,000 CSL limit, plus applicable statutory coverages by state. Current ineligible or not currently eligible risks specifically listed are last-mile and short-haul delivery, courier companies, hazmat cargo, and public livery. Geographic notes are somewhat inconsistent on the official coverage page: it lists many available states, but also separately states 'Not Available States: MA, NY, FL' while Massachusetts also appears in the available-state list; this should be treated as requiring underwriting confirmation before submission for MA, and NY/FL should be treated as unavailable based on the explicit not-available note. Submission/producer guidance available on the official site is agent-focused rather than a full broker appetite guide: agencies can apply through the Become An Agent page and must upload a signed Producer Agreement, Producer Profile, IRS Form W-9, E&O Declarations Page, and Primary State License, all in PDF format with 5 MB max file size per upload. Broker/producer operational note: the website emphasizes direct or agent-submitted business and does not publish a detailed class code appetite, target radius, driver criteria, loss-run requirements, or schedule-rating instructions, so account qualification beyond the published long-haul/non-hazmat focus should be confirmed with underwriting.