Motor Transport Mutual RRG
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Motor Transport Mutual RRG currently publishes a narrowly focused transportation appetite centered on long-haul trucking. Preferred business includes owner-operators and fleets of any size, including 1–10 unit accounts and larger fleets, with no stated minimum time-in-business requirement. The carrier states it supports long-haul trucking operations hauling non-hazardous commodities only, and it markets to both single-truck operators and larger commercial vehicle fleets. Coverage information published online indicates a $1,000,000 CSL commercial automobile liability limit only, plus applicable statutory coverages in available states. Published quote turnaround is generally 24–48 hours, with the home page specifically noting 48 hours or less for 1–10 vehicle risks and referral of larger fleets/accounts to underwriting. Restricted/declined business specifically listed online: last-mile and short-haul delivery, courier companies, hazmat cargo, and public livery. Geographic note: the posted available-state list includes AL, AK, AZ, AR, CA, CO, CT, DC, GA, HI, ID, IL, IN, IA, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY; several states are not listed, so submissions should be screened for state availability before marketing. Submission/broker notes: MTM indicates insureds can connect directly or through their agent, and it has a dedicated ‘Become an Agent’ onboarding page rather than a public broker appetite guide. Producer onboarding requires submission of a Producer Agreement, Producer Profile, IRS Form W-9, E&O declarations page, and primary state license, with PDF uploads through the site. No additional public underwriting checklist, class code schedule, or formal submission requirement list was verified beyond these posted producer onboarding items and the stated appetite/restrictions.