Gulfstream Property & Casualty
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Carrier appetite summary
Gulfstream Property & Casualty Insurance Company is in court‑ordered liquidation and is no longer an active underwriting carrier. The Florida Second Judicial Circuit Court ordered the liquidation effective July 28, 2021; all remaining in‑force Gulfstream policies were canceled no later than 12:01 a.m. on August 27, 2021. New and renewal business cannot be written with Gulfstream in any state.([myfloridacfo.com](https://myfloridacfo.com/division/receiver/companies/detail/556?utm_source=openai)) Preferred business: None. The company’s book is being wound down under receivership; there is no underwriting appetite or target risk profile for new submissions. Restricted or declined classes: All classes and lines are effectively declined because the company is insolvent and barred from issuing or renewing policies. Prior to liquidation, Gulfstream wrote homeowners multiple peril, mobile home multiple peril, inland marine, allied lines, fire, mobile home physical damage, and other liability in Alabama, Florida, Louisiana, Mississippi, South Carolina, and Texas, but these authorities are no longer active.([myfloridacfo.com](https://myfloridacfo.com/division/receiver/companies/detail/556?utm_source=openai)) Geographic notes: Gulfstream was domiciled in Florida and operated in several Gulf and Atlantic states, but all policies in those jurisdictions have been canceled or assumed by other carriers/guaranty associations. Texas, Alabama, Louisiana, Mississippi, South Carolina, and Florida guaranty associations are handling covered claims from the liquidation.([myfloridacfo.com](https://myfloridacfo.com/division/receiver/companies/detail/556?utm_source=openai)) Submission requirements: Do not submit new business to Gulfstream. The liquidation order permanently enjoins policyholders, creditors, agents, and other parties from initiating or continuing actions against Gulfstream outside the receivership proceeding. No binding authority, no endorsements, and no policy changes are permitted except as administered by the Receiver to close out the estate.([myfloridacfo.com](https://myfloridacfo.com/division/receiver/companies/detail/556?utm_source=openai)) Broker/producer instructions: The Florida Department of Financial Services (Receiver) issued a formal notice to agents and brokers explaining that all Gulfstream policies would be canceled by August 27, 2021 and instructing them to assist policyholders in securing replacement coverage with other insurers. Agents should direct any remaining claim or estate questions to the Department of Financial Services/guaranty associations and must not represent Gulfstream as an active market.([myfloridacfo.com](https://www.myfloridacfo.com/docs-sf/default-source/rehab-and-liquidation_publicdocuments_files/556_NOT_20210728_NoticetoAgentsorBrokerConcerningLiquidation.pdf?utm_source=openai)) Operationally, treat Gulfstream Property & Casualty as a defunct carrier used only for historical loss runs and liquidation/claim follow‑up; it is not available for new placement, rewrites, or renewals in any line or territory.