Harleysville
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Harleysville has been fully integrated into Nationwide; current underwriting and appetite follow Nationwide commercial and personal lines standards, not legacy Harleysville rules. Appetite and guidelines are accessed through the Nationwide Agent Center and specific appetite-guide documents behind login; public-facing detail is limited. Preferred business (commercial – includes former Harleysville book) - Focus on small commercial and middle-market accounts written on Nationwide paper, with emphasis on standard main-street classes (professional offices, retail, services, light mercantile, contractors with favorable loss history, and other low-to-moderate hazard occupancies) per Nationwide commercial resources.([nationwide.com](https://www.nationwide.com/agents/business/?utm_source=openai)) - Nationwide positions itself as a specialized commercial carrier with focused appetite in select industries; agents are directed to standard-lines appetite for small commercial, middle market, and farm/ranch via Agent Center.([nationwide.com](https://www.nationwide.com/agents/business/?utm_source=openai)) - Workers compensation is generally written as part of broader small-commercial or middle-market packages where class, loss experience, and state regulations fit Nationwide’s standard-lines appetite (details by class and state are in login-only appetite tools). - Commercial property and package/BOP target well-maintained, fully protected risks with compliant life-safety features in non-catastrophe-prone locations, consistent with Nationwide’s standard-lines positioning. Preferred business (personal lines / Home) - Personal property (homeowners) is written under the Nationwide brand, using Nationwide’s personal-lines appetite tools accessible through the Agent Center (personal lines appetite link). Typical focus is on owner-occupied, well-maintained dwellings with acceptable age/condition and loss history.([nationwide.com](https://www.nationwide.com/agents/?utm_source=openai)) Restricted or declined classes (operational guidance) - Because Harleysville is now branded as Nationwide, restricted/declined business follows Nationwide’s standard-lines and specialty/E&S segmentation. Non-standard, distressed, high-hazard, or heavily CAT-exposed property, high-hazard products/manufacturing, and unusual or high-severity WC classes are typically redirected to Nationwide E&S or to other markets. Appetite specifics by NAICS/SCOPES/ISO class are provided only inside the password-protected appetite and rating tools.([nationwide.com](https://www.nationwide.com/excessandsurplus/e-risk/resources/appetite-guide/?utm_source=openai)) - Agents should treat any legacy Harleysville forms or guidelines as superseded unless specifically referenced in current Nationwide underwriting bulletins or tools. Geographic notes - Harleysville’s historic footprint was strongest in Pennsylvania and surrounding Mid-Atlantic/NE states, but underwriting is now governed by Nationwide’s national-state filings and territorial rules rather than a separate Harleysville map.([en.wikipedia.org](https://en.wikipedia.org/wiki/Harleysville_Group?utm_source=openai)) - State-specific eligibility, WC availability, and property-cat limitations follow Nationwide’s filed rules; agents must confirm availability and appetite by state using the Agent Center appetite tools and state underwriting manuals (login required).([nationwide.com](https://www.nationwide.com/agents/business/?utm_source=openai)) Submission requirements / producer instructions - Commercial: Agents submit all commercial (including workers comp and commercial property/package) via Nationwide’s agent portal; legacy Harleysville systems (accessHarleysville//CL, accessExpress via portal.harleysvillegroup.com) have served as front ends to Nationwide commercial processing. Submissions are entered through the NEW BUSINESS → COMMERCIAL LINES workflow; the platform routes the risk to the appropriate rating system.([portala.harleysvillegroup.com](https://portala.harleysvillegroup.com/content/salespromotions/files/Z-1607.pdf?utm_source=openai)) - For account handling and processing issues, agents use Nationwide commercial-lines service channels (live chat on rating screens, commercial lines phone center, fax, and dedicated email such as DMV@nationwide.com for DMV-related issues).([portala.harleysvillegroup.com](https://portala.harleysvillegroup.com/content/salespromotions/files/Z-1607.pdf?utm_source=openai)) - Personal lines (including Home): Quoting and servicing is through Nationwide’s personal-lines platforms via Agent Center, using the same login credentials; producers rely on the Agent Center appetite tools and personal-lines manuals for eligibility and pricing.([nationwide.com](https://www.nationwide.com/agents/?utm_source=openai)) - E&S or program business associated with Nationwide is placed through Nationwide E&S/Specialty or Nationwide Brokerage Solutions, following their separate submission checklists and appetite guides (outside the legacy Harleysville structure).([nationwide.com](https://www.nationwide.com/excessandsurplus/e-risk/resources/appetite-guide/?utm_source=openai)) Broker/producer operational notes - Harleysville-branded policies, including Workers Comp, Commercial Property, and Home, should be treated as Nationwide policies for ongoing underwriting, renewals, and new business placement. The preferred process is to access Nationwide Agent Center, not legacy public Harleysville sites, for appetite, manuals, and bulletin updates.([nationwide.com](https://www.nationwide.com/business/insurance/harleysville/?utm_source=openai)) - Agents already appointed with Harleysville/Nationwide continue using their Nationwide appointment; new producers must seek appointment with Nationwide, not Harleysville as a stand-alone carrier.([nationwide.com](https://www.nationwide.com/business/insurance/harleysville/?utm_source=openai)) Practical working summary - There is no standalone, current public Harleysville underwriting guide; all active appetite and underwriting guidance is under Nationwide branding and systems. Use Nationwide Agent Center for class- and state-specific appetite; submit commercial via the NEW BUSINESS → COMMERCIAL LINES portal flow; treat legacy Harleysville names on policies as Nationwide for all underwriting and servicing purposes.