First American
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
First American Property & Casualty Insurance Company is no longer an active market for new personal lines home insurance. The official property & casualty page states it has stopped writing new personal lines insurance policies and is servicing existing policies only. Operationally, this means no new home submissions, no new appetite, and no broker/producer placement opportunity for personal lines homeowners business through this carrier. Existing-policy servicing remains available, with claims contact information published for current insureds. Broader First American operations continue to emphasize title insurance, settlement/closing services, and home warranty rather than new admitted personal lines property production. For residential title products, First American markets owner’s title coverage for 1-4 family residences, condos, vacation homes, and similar residential property, while noting certain enhanced owner coverage is not available for commercial property, agricultural land/farms, or vacant land/under-construction property. No current official producer-facing home insurance appetite guide, risk appetite bulletin, or broker submission instructions for new personal lines business were located on the verified official pages reviewed; the practical underwriting takeaway is that First American should be treated as closed to new home insurance business. Geographic note: the title/homeowner portal materials reference limited availability in select counties/states for some owner monitoring features, but this is not a new home insurance underwriting appetite. Submission requirements: none published for new personal lines home business because the carrier is not accepting new personal lines policies. Broker/producer note: redirect home insurance placements to alternative markets; use First American primarily for title/settlement or home warranty-related solutions where applicable.