First American
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
First American Property & Casualty Insurance Company (FAPC) has exited the personal lines property market and is no longer writing new homeowners or other personal lines policies. The carrier’s official page for its property & casualty business states that it has stopped writing new personal lines policies and is focused on servicing existing policies only. This means there is effectively no active underwriting appetite for new Home business under the First American P&C entity, and no current producer-facing underwriting or appetite guide for new submissions. Preferred / target business: - None for new personal lines; the company is not accepting or quoting new homeowners or related personal property business. Restricted or declined classes: - All new personal lines property risks (including homeowners) are effectively declined, as new business is no longer being written. Geographic notes: - Applicable nationwide where FAPC previously operated; the non-renewal of new business is not described as state‑specific but as a complete stop on new personal lines writings. Submission requirements: - New submissions for personal lines Home policies should not be sent; producers should redirect new Home business to alternative carriers. - The site provides no intake path or application instructions for new Home business, reinforcing that underwriting is closed to new risks. Broker / producer instructions and operational notes: - Producers should treat First American P&C as a closed market for new homeowners and other personal lines placements. - Existing in‑force insureds remain serviced; any handling of existing policies (billing, claims, policy service) continues through First American’s service centers, but this is administrative rather than active risk selection. - For any questions on existing policies, brokers and insureds should use the customer service contact information on the P&C page; there is no channel advertised for new‑business underwriting discussion. In practice, for placement purposes, First American P&C should be removed from current Home marketing panels and comparative rater configurations for new quotes, and brokers should not rely on any legacy First American P&C underwriting manuals or appetite descriptions, as those no longer reflect an active new‑business market.