Quaker Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Quaker Special Risk (now part of Jencap Specialty Insurance Services) does not publish a single formal professional liability appetite guide, but its official agent resources and professional liability application set show an active wholesale/MGA submission platform for professional lines. Current published professional liability focus includes accountants professional liability, lawyers professional liability, miscellaneous/specified professions, consultants, contractors, inspectors, intermediaries, legal, other service providers, real estate, training, allied health, D&O/EPL, crime, cyber, and medi spa classes. Preferred business appears to be small-to-mid-sized professional firms and service businesses that fit the available application classes and can provide complete underwriting information, loss history, revenue, operations detail, and current insurance information. Quaker explicitly invites agents to contact the underwriter if the needed application or form is not listed, suggesting case-by-case placement for additional professional classes. Restricted or likely challenged exposures can be inferred from the eligibility questions in Quaker’s posted applications: consultant risks involving actuarial advice, architecture/engineering/construction management, credit counseling, financing/mortgages/loans/M&A/business valuations, investment or tax advice, insurance placement/advice, legal advice, medical/healthcare/pharmaceutical/nutritional advice, or sales/manufacturer representative work are screened; contractor risks involving aerospace, construction management, medical/healthcare/pharmaceutical work, mining/oil/gas/petroleum, sex industry, security services, or work at height are specifically flagged; miscellaneous professional liability submissions are scrutinized for use of independent contractors, whether subs carry E&O, and whether written contracts/engagement letters are used. Across forms, prior claims, known incidents, coverage declinations/non-renewals, rapid operational changes, mergers/acquisitions, affiliates/subsidiaries, bankruptcy-related services, and client fund handling are material underwriting issues. Geographic notes: the platform is U.S.-based, with longstanding New England orientation and Worcester, MA office presence, but posted applications are generally not limited on their face to Massachusetts only; some forms reference multi-state use, while fraud notices and state-specific wording indicate broader state availability subject to carrier/program rules. Submission requirements: retail broker information is required on the applications; insured contact details, business description/class, gross revenue, prior and current coverage, retro dates, requested limits/deductibles, claims/circumstances history, and supplemental forms for specific exposures are standard. Posted professional liability forms show common limit options around $500,000/$500,000, $1,000,000/$1,000,000, and $1,000,000/$2,000,000 with deductible options from $0 to $10,000 on certain misc professional forms, while accountants E&O offers broader limit and deductible selections plus supplemental proposals for specialty services. Broker/producer notes: Quaker’s site is agent-facing; agents can use the quote portal and application library, and if a needed application, policy form, or affidavit is missing they are instructed to contact their underwriter. The website also states Quaker is now Jencap Specialty Insurance Services, so brokers should expect servicing through Jencap/Quaker resources and Worcester contacts rather than a separate standalone carrier appetite bulletin.