Quaker Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified carrier/wholesaler site indicates Quaker Special Risk has been rebranded under Jencap Specialty Insurance Services, but QuakerMA remains active for agent resources and product information. Current published underwriting guidance is primarily product/appetite-oriented rather than a formal downloadable appetite guide. Quaker describes itself as a U.S. wholesaler/MGA/program manager with strong New England personal lines authority and access to broader brokerage markets nationwide. Preferred personal lines business includes high-valued homeowners; HO-3/HO-6 for primary, seasonal, and secondary homes; condominiums; dwelling fire for owner-, tenant-, seasonal, and vacant dwellings; builder's risk for renovations and new construction; mono-line CPL; personal umbrella and excess umbrella; 1-4 family rentals; vacation rentals; watercraft; collectibles/personal articles; mono-line wind; and flood/excess flood. Notable acceptability notes specifically called out include coastal risks, prior losses, protection class 9-10, older construction, trust/estate/LLC ownerships, hurricane/named storm/wind deductibles, in-home businesses, some dog exposures, bed & breakfasts, and in-home day care. Dwelling fire details published include ISO DP-1 and DP-3 forms, liability and med pay availability, $500,000 and $1,000,000 liability options, replacement cost availability, and named insured flexibility for trusts, estates, limited partnerships, and family partnerships. Builder's risk is stated for both new construction and renovations, with course-of-construction eligibility for rental, primary, and secondary homes and up to $25,000 theft coverage. CPL guidance notes consideration for incidental office occupancies and in-home day care up to 12 children. No explicit broad declined-classes list was found on the verified official pages; instead, the site suggests Quaker can broker risks that fall outside binding authority appetite. Geographic notes: strongest stated authority is in New England personal lines, while the firm states it assists agents and brokers throughout the United States via wholesale, MGA, and program relationships. Submission/producer guidance: agents are directed to an online quote portal and a large applications library; if a needed application, policy form, or state affidavit is not listed, the instruction is to contact the underwriter for assistance. The applications page shows extensive commercial, professional, and personal lines submission forms, signaling a document-driven submission process by class. Broker/producer operational notes published include online bill pay, direct claims reporting via the Worcester claims email, and separate loss run request handling. Overall, current official guidance supports positioning Quaker/Jencap as a specialty wholesale outlet for hard-to-place or nonstandard personal lines and a broad set of specialty commercial/professional submissions, with especially strong fit for New England-focused personal lines exposures and accounts needing coastal, older-home, vacant, rental, or umbrella solutions.