Great West Casualty Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Great West’s published Workers Compensation guidance is trucking-focused rather than a broad multi-industry appetite. The carrier positions itself as a commercial trucking specialist serving operations from one truck up to large fleets, with Workers Compensation designed for motor carriers and related trucking operations. Current published options include standard Workers Compensation, Occupational Accident for qualifying independent contractors, Contingent Casualty for statutory employee exposure, monoline Workers Compensation in select situations, and a Single-Unit Owner-Operator policy. Preferred business: trucking and motor carrier risks, including small to mid-size fleets on guaranteed cost and larger, financially stable carriers that may fit large-deductible or retrospective rating structures. Great West emphasizes underwriting around trucking expertise, safety culture, and loss control. The site also references broad trucking specialization across multiple trucking classes and fleet sizes. Restricted/declined or eligibility limitations explicitly published: Occupational Accident is only for independent contractors who qualify, and drivers must meet stated eligibility criteria including age 23+, CDL, no felony convictions, and no DUI conviction within the last six years, among other criteria. Single-Unit Owner-Operator policies require the owner-operator to be leased to a motor carrier for which Great West writes both the Workers Compensation and truck insurance; the policy is not portable and cancels if the lease ends. Monoline Workers Compensation is available only in certain circumstances, such as when Great West cannot write the commercial auto or when WC is written before the auto placement, and still follows standard Great West WC underwriting guidelines. Contingent Casualty is provided through Old Republic Union Insurance as surplus lines coverage. Geographic notes: Great West states its Workers Compensation includes all states except the monopolistic states of North Dakota, Ohio, Washington, and Wyoming. Separately, the public quote page states Great West does not currently serve Alaska, Hawaii, Massachusetts, or New York for truck insurance submissions. The WC coverage page also says to check with an agent for availability in your state, so state-by-state availability should be confirmed before marketing. Submission / underwriting expectations: Public-facing guidance pushes business through an agent or quote request form rather than providing a detailed producer appetite matrix. Prospects are directed to request a quote, and Great West indicates an insurance agent will follow up. The underwriting tone suggests focus on operational details, safety practices, claims history, and alignment with trucking exposures. For monoline WC opportunities, Great West instructs agents to discuss the opportunity with their Great West agent/contact. Broker / producer notes: There is no standalone public producer appetite guide or broker submission checklist verified from the official site. The clearest operational instructions are to place submissions via agent contact or the quote form, verify state availability, and confirm whether the account qualifies for packaged truck + WC, monoline WC, OCC/ACC, or contingent casualty structure. Overall, the carrier’s published appetite is best described as specialized Workers Compensation for trucking operations, with added solutions for owner-operators and independent-contractor exposures rather than broad non-trucking WC classes.