TypTap Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No current official public underwriting/appetite guide or producer submission manual was verified on TypTap’s website. The prior South Carolina HO3 quick reference PDF provided in the prompt could not be re-verified from an official live TypTap page during this refresh, so underwriting_page is left blank. Current official website content indicates TypTap writes Homeowners insurance through the independent agent channel and emphasizes fast quote/bind workflow with pre-underwriting driven by its platform. Publicly posted product information shows active Homeowners availability in CT, FL, GA, MA, MT, NC, NJ, NM, NV, RI, SC, SD, and UT. TypTap’s site also states Flood products are offered in some states, but those flood products are underwritten by Homeowners Choice Property & Casualty Insurance Company, Inc., not TypTap Insurance Company. Preferred business signals available from official public pages point to standard owner-occupied home risks that can be quickly pre-underwritten through the agency portal; the site references strong coverage, broad homeowners forms, and Florida specialization, including Citizens depopulation activity. No official public list of restricted or declined classes, construction/age limits, protection class rules, coastal/wind rules, occupancy restrictions, or binding authority exceptions was found on verified public pages. Geographic notes: public product page lists current homeowners states above; FAQ content specifically discusses Florida home insurance and Citizens takeout/depopulation. Submission expectations and producer notes available publicly are limited: appointed agents are directed to log into the agency portal, non-appointed agencies are instructed to submit information for appointment review on the Agents page, and retail customers are told to contact a neighborhood agent to check availability. Operationally, use TypTap for admitted homeowners opportunities in currently listed states, especially straightforward personal lines home risks suited to portal-driven quoting, but obtain any detailed appetite, ineligible risk list, underwriting rules, or state-specific quick reference guides directly through the agent portal or carrier contact before relying on placement decisions.