Jerseyville Mutual Fire Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No dedicated public underwriting, appetite, producer, or broker submission guide was found on the verified official site. Current published guidance indicates Jerseyville Mutual offers Home, Rental, and Farm insurance and describes its core focus as home- and farm-based coverage for individuals or entities in 11 Illinois counties. The company publicly states it serves Jersey, Greene, Macoupin, Calhoun, Madison, Pike, Sangamon, Montgomery, Morgan, Scott, and Christian counties, so geography appears locally limited to that Illinois footprint. Preferred business appears to be local personal/residential and farm risks placed through its appointed local agencies. No explicit restricted or declined classes, occupancy limits, construction restrictions, protection class rules, age/condition standards, or loss-history thresholds were publicly posted on the carrier site. Submission/quote guidance is limited to contacting the company or one of its listed local agencies; the site directs users seeking coverage or quotes to use the contact form and agent network rather than a producer portal. Verified agency access shown on the official site includes Whitworth-Horn-Goetten in Jerseyville and Carrollton and Squier Insurance Agency in Carlinville, Hardin, and Pleasant Hill. Broker/producer notes publicly available are minimal; no online appetite matrix, downloadable application package, binding authority, or appointment instructions were found. A current public notice states the company reduced catastrophic reinsurance coverage from unlimited to “adequate” coverage under Illinois Farm Mutual Act changes, with an increased possibility that members may be assessed; this is notable context for placement discussions but is not a class-specific underwriting rule.