Bridger Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Bridger’s public-facing producer guidance is limited, but the official site consistently positions the carrier around non-standard auto / private passenger auto business. Preferred business appears to be drivers who may have difficulty obtaining standard auto coverage, including risks with poor driving history, limited or no prior insurance history, or other non-standard characteristics. Publicly referenced coverage/features include liability, comprehensive, collision, uninsured/underinsured motorist protection, flexible payment plans, and SR-22 filing assistance. No formal public appetite guide, class list, ineligible risk schedule, or state-by-state underwriting matrix was located on the verified site. Geographic notes: the site shows Texas and California licenses and states that products are not implied to be available outside jurisdictions where Bridger is licensed; brokers should verify active writing states and program availability before marketing. Submission / appointment requirements on the official get-appointed page include principal legal first and last name, principal email, principal agent NPN, preferred contact number, agency name, agency address, agency website, number of locations, number of producers, agency total annual written premium, agency non-standard annual written premium, and disclosure of any prior relationship/appointment with Bridger or SCJ Insurance. Appointment flow published by Bridger is: submit application, company review, then appointment/onboarding with access to systems, tools, and resources. Notable broker/producer notes: Bridger markets itself as dedicated to independent agents, references technology for quoting/policy management, mentions mobile app support, and notes a large broker network. Because no official public underwriting manual or appetite bulletin was found, restricted/declined classes are not verified from carrier sources and should be confirmed directly with Bridger underwriting or producer support.