Honeycomb Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Honeycomb’s currently published agent guidance positions the carrier as a focused habitational market only. Preferred business includes condo/HOA associations, apartment buildings, and single-family rental properties, written as a commercial package combining property and general liability. Published program features include instant online quote-and-bind capability, no ACORD application requirement, self-serve coverage and deductible customization, direct bill payment plans, admitted paper, and no building age restrictions. Current published property limit capacity is up to $35M, with general liability limits shown at $1M/$2M on the agent page. The public coverage page also references rental property package coverage, water damage and wind/hail coverage, ordinance or law enhancements, and excess liability up to $5M in $1M increments. Geographic availability shown on the current agent page includes AZ, CA, CO, CT, GA, IL, IN, KS, MA, MD, MI, MO, MN, NC, NJ, NV, OH, OR, PA, SC, TX, UT, VA, WA, and WI, with availability stated as over 70% of the U.S. population. No formal public appetite guide or detailed class-by-class declination list was located on the official site; operationally, the narrow habitational positioning implies non-habitational occupancies are outside target appetite unless separately confirmed. Submission/process notes for producers: agents must become appointed, quoting and binding are done online, agent approval is described as fast, policies can be managed through the platform, and the company highlights an easy inspection process. No public broker packet with detailed restricted classes, catastrophe rules, valuation thresholds, or supplemental documentation requirements was found on the verified official pages reviewed.