Stonegate Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Verified official guidance is limited and high-level rather than a true underwriting/appetite guide. Stonegate presents itself as an E&S and admitted market platform working with MGAs, brokers, wholesale agents, and retail agents across 46 states and growing, with stated focus on creating solutions for tougher or specialty-market business. For Home, the only directly relevant published class reference is 'Commercial & Personal Lines Property'; no official homeowner-specific eligibility grid, valuation limits, protection class, age/roof rules, occupancy rules, CAT restrictions, or explicit declined classes were found on the verified official site. Preferred business therefore appears to be property opportunities that fit specialty, surplus lines, or otherwise hard-to-place positioning, submitted through broker/MGA relationships rather than direct consumer distribution. Restricted/declined classes: no explicit declination list or home-specific restrictions were published on the verified official page. Geographic notes: Stonegate states it serves clients across 46 states and growing, but no state-by-state home appetite map or coastal/CAT guidance was published. Submission requirements: no formal submission checklist, portal instructions, or required home underwriting data elements were found; the site instead directs brokers/producers to contact Dan Mazur, Managing Director of Operations – Strategic Programs and Partnerships, at Producers National for opportunities and partnership discussions. Broker/producer notes: Stonegate emphasizes partnership with MGAs, brokers, wholesalers, and retail agents, highlights specialty claims support for commercial property and related lines, and positions itself as flexible/innovative for bespoke programs. Operationally, treat current public guidance as marketing-level only; obtain case-by-case direction from Stonegate/PNC before pursuing Home submissions, especially for geography, CAT exposure, occupancy, construction, and coverage form expectations.