Stonegate Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No public official underwriting/appetite guide specific to Home was found. The verified current public-facing website is stonegateins.com, which states Stonegate is part of the Producers National family, is licensed in 46 states, and currently highlights product availability by state: personal auto in Arizona and Illinois, commercial auto in Illinois, and manufactured home insurance in Florida and Arizona. For home-related business, the clearest published guidance is that Stonegate/its strategic partnerships write commercial and personal lines property, and the retail site specifically advertises manufactured home insurance for primary or secondary homes in Florida and Arizona. The Grow With Stonegate page appears to function as the closest official underwriting/appetite-style page and lists broader classes of business across strategic partnerships: USA auto physical damage/commercial auto, motor truck cargo, commercial and personal lines property, financial property products, commercial general liability, and flood. Preferred business therefore appears to center on property opportunities that fit those published classes, with an identifiable niche in manufactured homes and broader property placements through partnership channels. Restricted/declined classes were not publicly enumerated on verified official pages, so no formal decline list could be confirmed. Geographic notes publicly shown: Stonegate says it is licensed in 46 states, while the retail site gives explicit state availability only for certain products; for Home, the only directly published state-specific offer found was manufactured home insurance in Florida and Arizona. Submission/broker notes: Stonegate emphasizes distribution through independent agency partners, says it limits the number of agency appointments in its territories, and provides both an agency web portal and agent login. The Grow With Stonegate page directs partnership inquiries to Dan Mazur, Managing Director of Operations – Strategic Programs and Partnerships, suggesting submissions for broader specialty/property opportunities may route through strategic program contacts rather than a public instant-quote appetite page. Operationally, treat Stonegate as a partner-driven market with limited public home underwriting detail; verify exact state/product eligibility, appetite fit, and submission requirements through appointed-agent channels before marketing standard homeowners risks.