Edison Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No dedicated public underwriting/appetite/broker submission guide was verified on Edison Insurance Company’s official website. Based on currently published official consumer-facing materials, Edison is actively writing Florida personal residential property business, with primary emphasis on homeowners coverage and also offering condo coverage. Published materials specifically reference HO-3 homeowners policies and HO-6 condo policies, and indicate distribution through local agents rather than direct commercial/broker submission instructions. Practical fit appears to be owner-occupied Florida homes and condo units needing standard personal lines property coverage. Edison’s site highlights core dwelling, personal property, liability, medical payments, and loss-of-use protections, plus optional or featured enhancements such as equipment breakdown for HO-3 and HO-6, service line coverage for HO-3 when paired with equipment breakdown, identity theft options, animal liability for condo, and golf cart coverage included for homeowners. Geographic note: materials are Florida-specific throughout, including repeated references to Florida homeowners, Florida condo owners, Citizens takeouts, and Florida regulatory context. Restricted/declined classes were not stated in a verified public appetite guide; no official public list of ineligible occupancies, construction types, coastal restrictions, age-of-home thresholds, protection-class limits, prior-loss limits, or wind/roof restrictions was found on the official site. Submission expectations: Edison directs prospects and insureds to work through agents, use the online quote flow, or contact customer service; no public producer portal, broker appointment page, or document checklist for new submissions was verified. Broker/producer notes: the site repeatedly instructs insureds to contact their Edison agent for coverage review, endorsements, and quote guidance, suggesting an agency-distributed model, but without a published public appetite bulletin. Operationally, treat Edison as a Florida-focused personal residential carrier for standard home and condo business, but obtain current appointment-only underwriting rules, eligibility, and submission requirements directly from Edison or an appointed agency channel before quoting or binding.