Crestwell Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Crestwell Underwriters currently markets itself as a specialty MGA focused on commercial residential property in Florida, with its published appetite centered on condominium associations and homeowners associations/community associations. The public offerings page emphasizes tailored property solutions for property owners, boards of directors, and property managers overseeing commercial residential communities, suggesting preferred business is habitational association business rather than broad commercial property. Published coverage notes include special cause of loss, total insured value up to $60M, backup of sewers and drains up to $150K and wind/hail or wind-driven rainwater endorsement up to $250K on multi-peril business, theft/crime coverage, optional equipment breakdown, and an included property enhancement endorsement on multi-peril accounts. Public materials indicate the company launched with admitted, property-only insurance for Florida condominium associations and participates in Citizens depopulation/takeout activity, so geography appears Florida-focused and product scope appears narrower than a general multi-state commercial property writer. No formal public appetite guide, class-by-class prohibited list, or detailed decline list was found on the verified site; however, based on the site language, risks outside commercial residential associations, risks needing non-property lines, and non-Florida business are not affirmatively shown as target business. Broker/producer notes: Crestwell repeatedly states it partners with agents, has a Become a Crestwell Agent process, and requires agency review/approval through its agency contract request workflow before becoming a partner agent. Submission expectations are not detailed in a public producer guide on the verified site, so no specific application, statement of values, loss runs, inspection, or supplemental requirements could be confirmed from official public pages. Operationally, treat Crestwell as a Florida commercial residential property market for condo/HOA-style association risks, confirm agency appointment status first, and obtain underwriting requirements directly from Crestwell for any new submission because detailed public submission rules and decline parameters were not verified.