Orion180 Insurance Services LLC
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Official public-facing underwriting/appetite detail appears limited. Orion180’s verified public agent resources indicate Home Insurance and FLEX Home Insurance are core offerings, distributed through its MY180 agent platform, with underwriting guides available inside the MY180 Document Library rather than on a public URL. Public product language shows primary target business is single-family owner-occupied homes; for FLEX, primary residences are standard and select townhomes or secondary residences may be eligible subject to underwriting. Orion180 also publicly positions FLEX/HO3 capability for a broad range of homes, including some older homes, but full class-by-class eligibility, construction/age thresholds, roof rules, and decline lists were not publicly posted on an open official underwriting page. Geographic notes: Orion180 publicly lists admitted/available home products by state, including Home Insurance in AL, AZ, GA, IN, MS and FLEX Home Insurance in CA, CO, FL, MA; state availability should be confirmed in MY180 at quote time. Publicly noted discounts commonly vary by state and may include loss-free, military/first responder, home buyer, golden age, protective device, tree-free yard, and tankless water heater, depending on product/state. Submission and underwriting workflow: agents quote, bind, and manage policies through MY180; Orion180 states agents have access to forms, underwriting guides, and key servicing resources in the MY180 Document Library. For pre-bind eligibility concerns, Orion180’s Write with Confidence program instructs agents to email wwc@orion180.com with property address, occupancy type (primary or secondary), brief explanation of concern, photos of the concern if applicable, and front/rear exterior photos. Underwriting support is handled via underwriting@orion180.com or 866-590-3550 ext. 2 for endorsements, eligibility, inspection issues, document requests, and verification. Broker/producer notes: Orion180 is actively onboarding agent partners through its agent site; onboarding/training is supported through Orion180 University and agency training resources. Because the carrier’s detailed underwriting guides are gated within MY180 and no public official underwriting/appetite PDF was verified, restricted/declined classes beyond the general public product descriptions could not be confirmed from open official sources.