Orion180 Insurance Services LLC
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No public official underwriting/appetite guide PDF was verified on Orion180’s public site. Orion180’s official public guidance indicates Texas currently offers FLEX Home Insurance and DP Landlord Insurance, not the standard Home Insurance product. Publicly stated eligible home risks for Home/FLEX are single-family homes that are owner-occupied and deeded to the first named insured, owner-occupied townhomes and duplexes, and seasonal or secondary residences that are non-rental. DP Landlord is for 1-4 family rental dwellings, including weekly, monthly, six-month, and annual/long-term rentals, and can be held by individuals, trusts, LLCs, or corporations. Public producer-facing guidance emphasizes a relatively broad property appetite in some markets, including homes built as far back as 1900, with underwriting focused on structural integrity rather than simply year built; roof eligibility may be adaptable in select markets based on roof age, condition, and material; and property-specific geocoding is used in certain territories rather than broad ZIP-level treatment. In wildfire-prone or other high-risk territories, Orion180 publicly says mitigation efforts such as fire-resistant materials or defensible space may be recognized, and wind/hail options may remain available in certain areas. Publicly available pages did not provide a formal declined-risks list, hard restrictions, binding authorities, inspection thresholds, protection-class limits, or full state-specific underwriting rules; Orion180 directs agents to the Underwriting Guides in the MY180 Document Library for complete details. Geographic notes publicly verified: Orion180 serves multiple states, and Texas is listed for FLEX Home Insurance and DP Landlord Insurance; Colorado and Florida are also shown for FLEX, while several other states show standard Home Insurance availability. Submission/producer instructions: agents quote and bind through MY180, with Orion180 stating quote-and-bind can be completed in minutes; underwriting questions go to underwriting@orion180.com or 866-590-3550 ext. 2; for pre-bind eligibility review under the Write with Confidence program, email wwc@orion180.com with property address, occupancy type, explanation of concern, any relevant photos, plus front and rear exterior photos. Orion180 also states underwriting guides, forms, and marketing resources are housed in the MY180 Document Library, and agents can access onboarding/training through Orion180 University. Broker note: because the official detailed underwriting guides are gated inside MY180 and no public official PDF was verified, use the public site only for high-level appetite direction and confirm all binding/eligibility details in MY180 before quoting or binding.