Bristol West (Foremost Auto)
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Bristol West (Foremost Auto) currently publishes agent-facing guidance centered on Bristol West Personal Auto, with supporting producer/quoting pages and a state availability sheet. Preferred/target business is personal auto customers who may not qualify for preferred programs, including drivers with imperfect driving records, imperfect credit, or older/imperfect vehicles. Optional rideshare coverage is promoted for insureds using personal autos for services such as Uber or Lyft. Standard producer-facing advantages include comparative rater access, quote-and-book through IAProducers.com, eSignature for policy documents, mobile app/self-service, and text alert payment reminders. Published discounts may include multi-policy, paid in full, advance quote, safe driver, distant student, minor child, EFT, and go paperless, subject to state availability. Geographic guidance: the published auto availability sheet shows Bristol West Personal Auto available in most states, but not every jurisdiction; the sheet indicates no personal auto availability marks for Hawaii, and several states show different availability between personal and commercial auto, so agents should confirm state-specific availability before quoting. Restricted/declined classes are not laid out in a detailed appetite or underwriting guide on the verified public agent pages reviewed; instead, the practical restriction is program fit—Bristol West is positioned for non-preferred-to-broader-market personal auto rather than standard preferred-only placement, and product/coverage/discount availability varies by state and area. Submission/producer notes: auto business is quoted and booked through IAProducers.com; if the producer code is unknown, Foremost directs agents to call 800-237-6136. Agencies must hold a Department of Insurance license in good standing in the state(s) where they plan to write business, and non-appointed agencies are directed through Foremost’s online appointment process. Operationally, use Bristol West when standard preferred carriers are a poor fit, confirm state/program availability first, and expect state-specific underwriting/coverage differences rather than a single national detailed appetite bulletin on the public site.