GeoVera
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
GeoVera’s currently published guidance emphasizes catastrophe-focused residential business rather than broad standard-market homeowners. For Florida surplus lines, the official Florida producer-facing page positions GeoVera Specialty as a residential E&S writer available through preferred wholesale broker partners, with product focus on Homeowners, Landlord Residential, Vacant Home, and Wind Only. The page highlights Florida-only surplus lines access, data-driven underwriting, and online servicing, but does not publish a detailed public class-by-class appetite matrix or an explicit decline list. Operationally, preferred business appears to be catastrophe-exposed residential property needing surplus lines placement in Florida, submitted through approved wholesale intermediaries rather than direct retail access. Geographic note: Florida surplus lines residential is the stated target market; access is through listed wholesale broker partners. Submission/broker requirements: GeoVera says Florida non-admitted residential insurance is available through preferred wholesale broker partners, and its wholesale partner page names approved outlets for placement. For producers seeking access, GeoVera states it is reviewing Florida homeowners appointment requests through GeoVera Specialty Insurance Services, with contact directed to the Southeast Regional Sales Executive. Broker/producer instructions: use myGeoSource for quoting, policy management, online payments, commissions, and policy inquiry; agent login and support resources are provided through the agent portal and agent support contacts. Important product-line note: although the current known product lines supplied were Home and Flood, the verified official pages reviewed prominently describe Florida residential surplus lines products and West Coast residential earthquake products; no clear official public underwriting/appetite page for Flood was verified in this refresh, so Flood-specific underwriting guidance could not be confirmed from the official pages used. Because no detailed public underwriting manual was found, restricted/declined classes are not expressly published on the verified official pages; treat appetite as residential catastrophe-focused, Florida surplus lines via wholesalers, and confirm class-specific acceptability with GeoVera/its approved wholesale partners before submission.