Foremost Signature
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Foremost Signature currently positions Home as a standard-to-preferred/premier homeowners solution with bundling emphasis, especially with Signature Auto. Preferred placements are primary residences and secondary/personal-use dwellings seeking broader coverage options, package convenience, and retention-focused home/auto combinations. Published Home highlights include uncapped rebuild option (Coverage A Plus), contractor referral repairs with a five-year warranty, identity protection on eligible forms/states, optional building code upgrades, contents replacement cost, scheduled personal property, sewer/drain/sump backup, and discounts including claims-free and Home Policy Plus. For Renters, target business is personal-residence tenants, including HO-4 and tenant manufactured home risks, with broad personal property/liability coverage, optional water backup, identity theft expense management, scheduled property, and optional replacement cost on contents. Foremost’s broader property reference guide also indicates a broad overall property appetite, including standard/preferred and harder-to-place property risks, and states there are no restrictions based solely on dwelling age for some adjacent property programs; however, no Foremost Signature-specific decline list or prohibited classes were publicly verified on the official pages reviewed. Geographic notes: product, coverage, and discount availability varies by state/area, and the Renters page links to state property availability resources; no public state-by-state Signature appetite matrix was verified. Submission and producer guidance: Signature Home is booked through the ARS/agent platform; Renters is booked through ForemostSTAR, where forms, blank applications, and program guides are also available via Supply Source. Non-appointed agencies must complete Foremost’s appointment process; the public appointment form requires an agency license in good standing for the states written, agency/contact details, comparative rater, office/employee counts, business mix, requested company appointments (including Foremost Signature), top-three-carrier production and loss ratio data, and overall agency premium information. Foremost states a marketing representative will usually respond within one to two days after submission. Broker/producer notes: appointed agents can use marketing tools and territory manager lookup; Foremost also promotes book consolidation support for eligible home/auto business, including dedicated support, quoting help, handling issue requirements, optional customer welcome letters, no application signatures, and no down payment for that consolidation process. Because no official public decline guide was found, treat restricted/declined classes as not publicly verified and confirm state/form-specific eligibility through the agent portal, territory manager, or internal program guides before quoting.