Foremost Signature
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No carrier-specific, public-facing underwriting or appetite guide could be located for Foremost Signature as a distinct brand/issuing company. Foremost Signature is presented by Farmers/Foremost as a personal-lines company offering auto, home and umbrella products across the United States, positioned as a preferred/standard market rather than a non‑standard or specialty E&S facility. Preferred / target business (inferred from positioning, not explicit rules): - Personal auto, homeowners and personal umbrella risks in mainstream/standard segments where Farmers/Foremost is competitive (good to average loss history, stable prior insurance, no unusual hazard exposures). - Package opportunities where auto, home and umbrella are written together under the Foremost Signature brand. Restricted or declined classes: - No explicit public list for Foremost Signature. As with typical standard personal-lines markets, you should expect restrictions on: high‑risk auto (multiple major violations, recent DUIs, very frequent at‑fault losses), homes with severe condition issues, unprotected or highly CAT‑susceptible properties without mitigation, and non‑owner‑occupied or specialty dwellings that are likely placed in other Foremost specialty programs instead of Foremost Signature. Geographic notes: - Farmers indicates that Foremost Signature offers personal lines products "across the United States" with no public state‑by‑state appetite nuances; however, actual availability, pricing and eligibility will vary by state filing and regulatory approval, and some states may have reduced appetite or closed products from time to time. Submission and producer instructions: - Business is quoted and booked via Foremost’s agent technology platforms (ForemostSTAR / Agent360) under the Foremost Signature Auto & Home programs; public pages direct agents to log into the Foremost Agent Portal to book business and service policies rather than submit via e‑mail or ACORD. - Underwriting, billing and policy support for Foremost Signature policies are handled via dedicated agent support numbers published by Foremost; agents are expected to contact underwriting through these channels or their territory manager for questions, exceptions or appetite clarification. - New producers must be appointed with Foremost/Foremost Signature via the Foremost Agent "Get Appointed" process; Foremost requires that the agency be properly licensed and in good standing in each state where business will be written, and collects production volumes and carrier history as part of appointment review. Operational notes and gaps: - No detailed external underwriting manual, risk‑selection matrix or appetite flyer specific to Foremost Signature (e.g., min/max drivers, protection class cut‑offs, roof age rules, prior loss thresholds) is posted on public sites. Agents should rely on in‑portal eligibility questions, state manuals within the rating platform, and territory manager/underwriting contact to confirm current appetite. - Because product availability and appetite have changed in recent years within the broader Farmers/Foremost group, treat any older third‑party references to Foremost Signature appetite as outdated unless confirmed directly with underwriting or via the current rating platform.