Headless by Design
The same powerful insurance engine — accessible from any surface, any model, any team.
AI-Orchestrated Mode
Connect any AI agent or LLM to the Prudens API. OpenAI, Claude, Hermes, or your own model can execute full insurance workflows — quoting, binding, renewals — without a human ever touching a screen.
- REST & MCP API access
- Tool-calling & function schemas
- Webhook event streaming
- Audit trails for every action
Agent-Led Mode
Insurance agents get a full-featured UI with AI co-pilot assistance built in. Prudens guides agents through complex workflows, auto-fills forms, suggests next actions, and handles the back-end automatically.
- Intuitive guided workflows
- AI co-pilot suggestions
- Smart form auto-fill
- Real-time carrier data
Everything Insurance, Under the Hood
A complete insurance operations engine — accessible from any model, tool, or agent.
AI Receptionist
24/7 intelligent call handling that captures leads, answers policy questions, and routes urgent matters — run by AI or your team.
Policy Comparison
Instantly compare quotes across carriers with AI-powered analysis. Trigger via API from any model or run directly in the UI.
Proposal Builder
Generate professional, branded proposals in minutes. AI models can generate proposals autonomously through the API.
Form Automation
Auto-fill forms from any data source. Feed structured data via API and Prudens handles the rest — no agent needed.
Binding and Billing
Streamline binding and billing workflows end-to-end. AI agents can trigger binding flows directly through the platform API.
COI, EOI & Endorsements
Generate certificates and process endorsements automatically. Fully headless — issue COIs via a single API call.
FNOL Submissions
Capture first notice of loss through any channel — voice, chat, or API — and route automatically to the right carrier.
CRM & AMS Integration
Connect with existing agency management systems and CRMs. All data flows through a single API surface for any consumer.
Out-of-the-Box Client Portal
Launch a client-facing portal immediately for service requests, document access, and guided digital interactions.
MCP Server Ready
Expose Prudens as an MCP server so any model using the Model Context Protocol can interact with your insurance workflows natively.
Commissions Tracking
Track commissions through carrier-linked policy activity with visibility across agency and producer performance.
Free Carrier Downloads, Sync & Integration
Support free carrier downloads, synchronization, and integration so policy updates flow into daily operations.
Native E-Signature
Use native e-signature support across proposal and client portal experiences to shorten cycle time.
Tasks, Reminders & Calendar
Coordinate service work with assigned tasks, reminder logic, and calendar workflows across the team.
Custom-Defined Reporting
Create custom reports and performance views to align tracking with your agency model and goals.
Built To Cover The Core AMS Workflow
Prudens combines agency operations, policy servicing, automation, and AI tooling in one operating layer.
Sales & Quoting
- AI receptionist for intake
- Policy comparison workflows
- Proposal generation
- FNOL and intake routing
Service & Policy Ops
- Form automation
- COI, EOI, endorsements
- Binding and billing flow
- Commissions tracking
- CRM and AMS synchronization
Automation Layer
- Free carrier downloads and sync
- Carrier integration workflows
- MCP-compatible tool access
- API-driven execution paths
- Agent + AI hybrid operations
- Human approval checkpoints
Enablement & Adoption
- Out-of-the-box client portal
- Implementation support
- Custom integration services
- Customer success onboarding
- Guides and operational research
Functionality Agencies Expect, Covered
Prudens supports modern AMS operations with native modules, integration paths, and automation surfaces.
Operations & Servicing
- Commissions TrackingSupported
- Free Carrier Downloads / Sync / IntegrationSupported
- Self-Serve CertificatesSupported
- Out-of-the-Box Client PortalNative
- Task, Reminder, and Calendar WorkflowsSupported
Automation & Intelligence
- Native E-Signature (Proposal + Client Portal)Native
- Custom-Defined ReportingNative
- MCP and API AutomationNative
- Human-in-the-Loop GuardrailsNative
From Intake To Renewal In One AI-First Flow
Design workflows once, run them in the Prudens UI or execute them autonomously through MCP and API tools.
Capture
Lead and policy data intake from phone, forms, or AI agents.
Compare
Run policy comparison and recommendation logic across options.
Propose
Generate proposals, forms, and decision-ready summaries.
Bind & Service
Execute binding, billing, endorsements, and COI requests.
Renew
Track policy events, automate follow-ups, and retain accounts.
Ready to Run Insurance on Your Terms?
Whether you're connecting an AI model or onboarding your team — Prudens gives you total autonomy. Schedule a personalized demo today.
Request Your DemoWhat Agencies Ask Before Switching
Common questions from teams evaluating Prudens as their AI-first AMS.